ACA/COBRA Alternatives

JK HEALTH ADVISING

ACA or COBRA too expensive?
No employer coverage?

You may have more options than you think. Answer a few quick questions and I'll help you compare coverage options based on your situation.

WHAT COULD A DIFFERENCE LOOK LIKE?

Sometimes comparing your options can mean hundreds less per month.

Here are a few simple examples of why it may be worth comparing COBRA or ACA coverage with other available options.

INDIVIDUAL • COBRA EXAMPLE

COBRA $720 / month

→

Alternative $325 / month

Example difference $395/month $4,740 over 12 months

FAMILY • COBRA EXAMPLE

COBRA $1,950 / month

→

Alternative $1,020 / month

Example difference $930/month $11,160 over 12 months

INDIVIDUAL • ACA EXAMPLE

ACA Plan $610 / month

→

Alternative $360 / month

Example difference $250/month $3,000 over 12 months

✓

The goal isn't automatically choosing the cheapest plan. It's comparing the monthly cost, benefits, network and coverage differences so you can see which option actually makes sense for you.

Illustrative examples only and not actual quotes or guaranteed savings. Eligibility, rates, benefits, provider networks, deductibles and out-of-pocket costs vary. ACA coverage may be significantly less expensive for individuals who qualify for premium tax credits or other financial assistance.

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Let's find what may fit.

Just the basics for now — no detailed medical information or application required.

What best describes your situation? *

Who needs coverage? *

Enter the age and gender of each person who needs coverage. For a child under age 1, enter 0.

ZIP Code *

When do you need coverage? *

What matters most to you? Optional

✓ No-cost consultation ✓ No obligation ✓ One trusted contact

Almost there.

Where should I reach you with the options that may fit your situation?

First Name *

Phone Number *

Email *

Anything you'd like me to know? Optional

Your information will only be used to respond to your request for health insurance information.

✓

REQUEST RECEIVED

Thanks!

I'll review what you shared and use it to narrow down coverage options that may make sense for your situation.

What happens next?

I'll use your ZIP code and the ages and genders you provided to get some context on available options before reaching out, so our conversation can focus on what actually makes sense for you.

— Justin
JK Health Advising

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Independent guidance. No pressure. Compare your options before deciding what works for you.